Metal Pay is a payment application that enables users to earn, send and use cryptocurrencies as well as fiat money. Metal Pay aims to solve the problems facing cryptocurrency adoptions such as user experience, lack of incentives, volatility, settlement time, privacy and concerns of forks. Metal Pay application is user friendly, thus removing the steep learning curve. Metal Pay also provides reward in crypto for spending and receiving money on its app. In order to identify its users (for KYC), Metal Pay utilises its own Proof-of-Processed-Payment (PoPP). PoPP also incentivises users for converting fiat money to cryptocurrency. 

MTL is the native token used in Metal Pay. Its main utility is as incentive or reward for certain activities in Metal Pay application. These incentives or rewards can come through converting fiat to cryptocurrencies and sending or receiving cryptocurrencies. MTL is also available to be traded on external digital exchange. MTL is an ERC-20 token with a maximum supply of around 66.5 million tokens.

Marshall Hayner.

Erik Finman, Mike Hennessey, Virgil Bellini, Gateway.