Telcoin is an ERC-20 token that has the aim to power global money transfer through telcom operators rather than traditional banking system. The global financial inclusivity is still limited especially in developing countries. Many people have limited access to ATM due to location and availability. However, mobile phone users have increased steadily. This presents an opportunity to integrate financial systems with mobile phones. Telcoin achieve this by partnering with telco operators around the world and building a cryptocurrency system to ease the process. 

The Telcoin Token (TEL) have a total supply of 100 billion tokens. Telecoin will offer these tokens to operators at no cost, as to provide liquidity for users. In order to maintain this liquidity, operators are incentivised for maintaining a certain amount of balance in their wallet. Users will be able to access financial system through mobile operators by buying, selling, sending and receiving TEL. There will be a 0.5 percent transaction fees which will go to Telcoin. 

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