Crypto debit & credit cards compared for Malaysia — forex fee, ATM withdrawal fee, cashback and availability. Sorted by Malaysia availability, then lowest forex fee.
| Card | Malaysia | Forex | ATM fee | Cashback | Network | |
|---|---|---|---|---|---|---|
Avici
Details
Collateral-backed USD credit line; deposit USDC; KYC required; daily ATM cap $250.
|
yes Malaysia supported; not in prohibited list | 0% | Signature: free; Platinum: $1 + 0.65% ($250/day) | None | Visa | Visit |
Payy
Details
USDC on Polygon with zero-knowledge privacy; KYC required; Apple/Google Pay.
|
yes Global by app-store availability (ex-sanctioned); no MY-specific page | 1% | $0 Payy fee (ATM operator fees apply) | None (points) | Visa | Visit |
SafePal
Details
Requires Fiat24 account + KYC (passport). 0% FX in USD/EUR/CHF/CNH.
|
yes Listed in Mastercard expansion (India, MY, Singapore, UAE) | 1% | — | None | Mastercard | Visit |
XPlace
Details
Solana credit card; collateral SOL/USDT/wETH/cbBTC/jitoSOL; FX 1%→0% across tiers; tier annual fees apply; KYC, no credit check.
|
yes Malaysia in supported list (~97 countries) | 1% | — | 0.5–2% USDC (tiered by membership) | Visa | Visit |
RedotPay
Details
HK-based; KYC via Sumsub; top-up BTC/ETH/USDT/USDC/SOL.
|
yes Malaysia not on the unsupported list | 1.2% | ~2% (up to $10k/mo, then 3%) | None (Solana Card promo only) | Visa | Visit |
Jupiter Global
Details
NOT the Indian neobank 'Jupiter' — this is Jupiter Exchange (JUP) payments. USDC on Solana; QR Pay 0-fee in APAC; $50k/day.
|
yes Covered under DCS issuer region (APAC incl. Malaysia) | 1.8% | N/A (virtual only) | 4% (cap $100/mo); up to 10% via referrals | Visa | Visit |
CrepeToast